WARREN BOROSON is a syndicated financial columnist with the (Morristown) Daily Record, a Gannett newspaper, in New Jersey. He also answers mutual fund questions at AllExperts.com. Boroson was a senior financial editor at Sylvia Porter’s Personal Finance Magazine and a staff writer for Money magazine. Among the twenty-two books he has written are The Ultimate Mutual Fund Guide and How to Buy a House with No (or Little) Money Down. He teaches courses on Warren Buffett and mutual funds at the New School University in New York City.