CHARLES V. PAYNE is the founder and Chief Analyst of Wall Street Strategies. With less than $10,000 in start-up capital, and working from his apartment, Payne launched Wall Street Strategies in 1991 and started serving up his unique brand of stock market advice. His stock selections soon began to reap sizable profits for his subscribers, and the firm developed a national reputation as a provider of timely and effective equity analysis. Payne has been a guest on several well-respected financial radio and television programs and is widely recognized in the media as a leader among the analyst community. He is currently a contributor to Fox News Network and has appeared as a speaker at many investor conventions and conferences. Payne can be reached at [email protected].